A new heating or cooling system is one of the biggest investments you'll make in your home. At Air 911 Heating and Cooling, we make it easier to say yes with financing options that fit your budget — so you don't have to put off the comfort your family deserves.
Whether you're replacing a failing furnace, upgrading to a high-efficiency heat pump, or tackling an unexpected repair, we'll help you find a payment plan that works.
A new heating or cooling system is a big investment, and Air 911 Heating and Cooling makes it easier to say yes with financing options that fit your budget. We work with three trusted lenders so you can choose the plan that works best for you: Service Finance Company, LLC, Foundation Finance Company, and Microf.
Applying is quick, secure, and won't slow down your repair or installation. Not sure which option is right for you? Give us a call and we'll help you pick the best fit.
Call 423-633-8909 Contact UsApplying is simple. You can finish the whole process online in a few minutes — no trip to the bank and no waiting days for an answer.
Choose the partner that fits your situation best: Service Finance, Foundation Finance, or Microf. Not sure which? Give us a call and we'll point you in the right direction.
Click "Apply Now" and complete a short, secure application directly with the lender. Most decisions are made in minutes, and your information goes straight to them — not to us.
Once you're approved, we schedule your installation or repair right away. Your financing won't hold up the work — you'll be back to comfortable in no time.
Our financing partners cover nearly every HVAC project we handle — from full system replacements to the unexpected repairs that always seem to happen at the worst time.
We install Armstrong, Rheem, Lennox, Trane, Carrier, and other major brands — financing is available across the full lineup.
If it's HVAC and we can install or repair it, there's a good chance financing can cover it. Ask us during your estimate.
Most applications take just a few minutes to complete online, and many customers receive a decision within seconds. Each lender runs their own process, so timing varies a little, but none of them require paperwork in the mail.
It depends on your goals. Service Finance and Foundation Finance offer traditional financing with competitive rates, while Microf offers lease-to-own plans that don't require traditional credit approval. Call us at 423-633-8909 and we'll help you pick the right fit.
Each lender has its own policy on credit checks. Many offer a soft pre-qualification that won't affect your credit score. Check the application page for each lender to see exactly what kind of credit inquiry is involved before you submit.
Yes. If you're facing an unexpected breakdown, financing can cover major repairs as well as replacements. Call us first so we can get a technician out, and we'll help you start the application while your system is being diagnosed.
Having three lending partners means more paths to approval. Microf's lease-to-own program, in particular, is designed for customers who don't qualify for traditional financing. Don't assume you won't be approved — apply and find out.
No. Your application goes directly to the lender through their secure system. We only see whether you've been approved and the amount, so we can schedule your work and invoice correctly.
Air 911 Heating and Cooling proudly serves Chattanooga, TN, and the surrounding areas, including:
If you need reliable heating, cooling, or indoor air quality services, we’re your trusted local experts.
Don't let an unexpected HVAC repair or aging system keep your family uncomfortable. With flexible financing from Air 911 Heating and Cooling, you can get the system you need today and pay for it on terms that work for your budget.
Call us and we'll walk you through your options — or just click "Apply Now" above and get started in minutes.
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